Financial & Insurance

Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. Charges are payable at the time of treatment. Please ask a member of our staff, and we will review our payment options to accommodate your financial needs. If special arrangements are needed, please talk to our office manager prior to receiving service.

Additionally, we will submit all insurance claims for you. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 30 days.

Financial Aid

It is the policy of Rio Grande Children’s Dentistry to provide essential dental services regardless of the patient’s inability to pay.  Discounts are offered based upon family/household size and annual income.  A sliding fee schedule is used to calculate the discount and is updated each year using the Federal Poverty Guidelines.  Once approved, the discount will be honored for six months, after which the patient must reapply.

Sunbit Financing

Checking your options online will not affect your credit score*

Get Started


We accept most insurances and Medicaid. If your insurance covers dental treatment, you will receive the benefit of reduced personal costs. Insurance policies vary, so we will review your insurance to determine the appropriate course of action. Once treatment has started, we will file your claims as a courtesy to you. Please remember that dental insurance isa benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

Insurances we currently accept are as follows:

  • ACS
  • Aetna
  • Assurant/Sunlife/Connection Dental
  • Arizona AHCCCS
  • Ameritas
  • BCBS
  • FEPBlue Dental/Anthem
  • Benefit Source/TDA
  • Cigna
  • Carrington
  • Delta Dental
  • DentaQuest
  • Dentemax
  • GEHA
  • Guardian
  • Humana
  • MetLife
  • Principal
  • UnitedConcordia
  • United Health Care
  • Western Skies.

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